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ELD (Electronic Logging Device) In Commercial Truck Industry

ELD(Electronic Logging Device) In Commercial Truck Industry

Are you looking for the best ELD Trucking solutions? Or Do you wonder about the significance of ELD in commercial truck companies? Whether you own a truck company, owner-operator, belong to the truck industry, transportation, or casual reader. We can guide you from scratch about ELD’s prominence in the Trucking industry. Thus, you can avoid all your small or major confusion by getting crystal-clear information on Electronic Logging Devices.

What Is ELD?

ELD (Electronic Logging Device) is the equipment that implements automatic location & driving record tracking under FMCSA compliance for all the driving trucks along with their running trailers. It works on tracking the driving status of a trucker which shouldn’t exceed legal working hours. Thus, It monitors the driving engine to get the exact tracking details. Therefore, many ELD regulating device companies enroll under FMCSA to provide the on-duty,off-duty, and break-hours status of a driver.
ELD System tracks location after every sixty minutes during duty hours while changing the driving status, and during power up & shut down of the engine. 

Why ELD Is Mandatory?

It’s very easy to understand the mandatory requirement of Electronic Logging Devices in every truck & trailer. That is to
  • To keep a truck company & owner operator disciplined with driving rules
  • Avoid any mishappening on roads due to poor driving of a trucker
  • To keep a truck driver/owner-operator internally stable with driving routine
  • To avoid complex and non-transparent records through paperwork records.
  • To access real-time operations in the truck enterprise.
In short implementing ELD Device is a kind of proof for the transportation authority(FMCSA) that the concerned truck company works on driving rules to maintain the safe transportation system on the road.

How ELD Works In A Truck Or Trailer?

ELD equipment is attached to the truck that is enrolled with the concerned driver for their daily operations. Here, the driver’s location gets automatically tracked for On-Duty, Off-Duty, Break, or sleep time. The interface in the ELD presents the interface to the driver showing its available hours which get deducted with consumption regularly. The backend process track automatically as per the driver’s action. Therefore, the designed system presents the components like messaging, hours of service, Driver login, and other duty status requirements. Thus, ELD Systems For Trucks are designed in a compatible framework where the driving standard of all truck companies remains transparent to the Department Of Transparent.
Here are the data elements which covers while synchronizing with Commercial Motor Vehicle
  • What is the Engine Power Status of The vehicle?
  • What Is The Motion Status of the Truck?
  • How many miles does the concerned vehicle drive?
  • How many Engine hours does the concerned truck has made?
  • Identification of driver/authorized user, vehicle, and motor carrier
  • What’s The Duty status (On Duty, Off Duty, Break Time) of the driver?

Which Truck Enterprises Gets ELD Exemption?

However, Electronic Logging Device is compulsory for the maximum commercial truck enterprises. Still, there are truck enterprises that get fmcsa eld exemptions in the following conditions.
  • Drivers serving not more than eight hours of duty within a month doesn’t require to fulfill RODS and satisfy ELD criteria.
  • Drivers operating within a one-fifty air miles radius in not less than 14 hours consecutive duty hours.
  • Drivers who are not supposed to keep RODS records.
  • Driver-making towaway operation where a motor vehicle is driven or transported as a part of the shipment.
  • Drivers using before the 2000-year modal vehicle are exempted from ELD.

What ELD Documentation A Commercial Truck Driver Must Have?

A driver riding a truck with an ELD device doesn’t become 100% eligible without carrying proper ELD documentation. Thus, here are a few things that a trucking driver must have while managing trucking with an ELD device. It proves the truck company’s ELD compliance fulfillment to the inspection authorities.
  • The document defines the ELD Operating Rules which cover the overall process and used components.
  • The data transfer mechanism for ELD system components along with the driver’s duty hour records is presented in a detailed instruction sheet.
  • ELD Malfunction tracking and reporting procedure by the driver must be available while driving during inspection with concerned authority officials.

How ELD Providers Become Acceptable For Truck Enterprises?

FMCSA’s pre-defined ELD rules make it necessary for every truck enterprise to implement the same at their commercial place. Therefore, a truck company or owner-operators follows ELD rules while maintaining the RODS(Record Of Duty Status) and HOS(Hours Of Service) record. Therefore, here are a few parameters depending on which truck company can choose Trucking ELD Solution service.

  • Check the FMCSA & DOT certification with ELD Providers.
  • The Device should meet IFTA compliance(miles tracking requirement) and be properly tested by the ELD provider.
  • Experience of ELD providers with different truckers, Word to mouth goodwill, and better reviews and portfolios.
  • An experienced & reputed company offers different plans for their costumes. A truck company can check the pricing and offers compatibility with different service plans.
  • Choose the compatible format with a company device offer or install ELD service in the existing hardware(smartphone or tablet).
  • Check the device compatibility with different types of truck vehicle categories to get optimized ELD solution devices available in the market.
  • Check the dynamic approach of ELD service providers which stays active & up-to-date with changes in FMCSA regulations.
  • The device or ELD system must be 100% secure & portable to use in the long term in any system device.

Best ELD Devices A Truck Company Can Consider For Use!

As we know, FMCSA has set the mandatory requirement in past years for every truck company while meeting RODS compliance. Infact, FMCSA removes/declines the ELD provider service when it doesn’t stay up-to-date with market features or does not provide transparent automatic tracking.. (the way FMCSA recently removed ‘All Ways Track’, as it didn’t meet requirements as per 49 CFR part 395,). Therefore, a truck company must look for the Best ELD Devices for Trucks to not suffer from unnecessary interruptions in long-term transportation services.

What Best Features Of ELD Devices Can Be Helpful For Truck Drivers & Owner Operators?

A truck company couldn’t enroll in an ELD service as per word-to-mouth suggestion until it does not set compatible with a specific purpose. The process of ELD for Trucks goes from package or device installation plan to subscription term. Here a truck company while researching ELD compliance with DOT & FMCSA must also check for the working & recording features like
  • Easy To Install & Operate
  • Synchronization With Truck Engine
  • Accurate Location Tracking
  • Convenient Interface For A Common Person
  • Compatible With Fleet Type/Size
  • 100% Accurate Tracking
  • Secure & Easy Account Management
  • Worth With Cost
  • 24/7 Hours Support
  • Audio Control Integration
Here is a list of devices that can suit the best truck enterprise or an owner-operator’s choice. Thus, A truck company can choose the same depending on its truck enterprise business requirement.
  • Matrack ELD Device
  • GPS Trackit ELD Device
  • Gorilla Safety ELD Device
  • Garmin eLog
  • Motive ELD
  • Samsara Device
  • Omnitracs ELD Device
  • EROAD Ehubo ELD Device
  • BigRoad’s Dashlink ELD Device
  • Verizon Connect Reveal ELD Device

Final Words

We hope the above article information is fruitful to engage you with ELD providers. The prominence of the ELD service gets very much clear from the recent amendments which FMCSA applies for absolute Driver records. Therefore, a truck company must look for the best available option for documents, paperwork, official enrollments, Insurance coverage, and ELD function.
commercial truck

Everything About Operating Authority In FMCSA

Everything About Operating Authority In FMCSA

Do you feel like you need clarification with fmcsa portal compliances? Or do you look for in-depth results regarding FMCSA operational authority policies? Then you are on the right platform. We are here to guide you from scratch about the FMCSA operating authority compliances. Thus, If you belong to a truck company, you can get aware of all the details which the transport regulation authority i.e FMCSA demands from every truck organization.

What Is Operating Authority In FMCSA?

FMCSA operating authorities are a few of the additional compliance standards which are defined in series for different truck organizations. A truck company may implement one or more than one operational authority category(series) depending on their type of trucking business & cargo transport category. Furthermore, Operational authorities are a kind of additional authorities that a truck company may or may not need to implement apart from fulfilling DOT compliance requirements. So, if you already own a dot number and fulfill the DOT registration requirements(initial stage), then you become eligible to move with FMCSA operational authority compliances. Therefore, By fulfilling FMCSA operating authority criteria, your truck business gets eligible to execute regular operations.

What Are The Types Of Operating Authorities Under FMCSA?

A truck company needs to have a suitable operating authority that matches its trucking nature demand. A perfect Operating Authority makes a truck business suitable to safely & lawfully execute interstate business. At the same time, while buying a compatible trucking insurance coverage scheme. Therefore, a truck owner must be aware of different types of Operating Authorities to select the relevant one for supporting his business.

Motor Carrier Of Property (Except Household Goods)

This operating authority transports regular commodities(except household goods) interstate with public liability support.

Motor Carrier Of Household Goods(moving companies)

This OA transports only household goods from manufacturers, suppliers, and other productions which are transported with suitable temperature conditions. Thus, It requires Public Liability & cargo insurance to make interstate operations.

Broker Of Property(Except Household Goods)

When a broker agency or private broker takes responsibility for transporting goods(excluding household goods) without holding possession of transporting property/commodity. Furthermore, It transports through authorized motor carriers.

Broker Of Household Goods

This Operating Authority operates when a registered broker agency or individual arranges transportation of household commodities. Furthermore, It doesn’t hold the responsibility of goods.

Carrier Of International Cargo(Except Household Goods)

It transports public goods(except household goods) internationally. This OA is headquartered in USA & controlled majorly by Mexican citizens.

Carrier Of International Household Goods

A household goods transport agency arranges the transportation of household goods internationally through an authorized Motor carrier. 

Why Does A Truck Company Need To Have FMCSA Operating Authority?

A truck company must have an interstate Operating authority or mc number in addition to a dot number because of the following reasons
  • While Transporting interstate commerce or federally regulated commodities. (In return for payment or other compensation)
  • Getting the relevant truck insurance depends upon the right Operating Authority category.
  • To spend a genuine amount on compatible Operating Authority registration & insurance coverage.

Which Truck Authorities Require FMCSA Operating Authority(MC Number)?

  • While making for-hire truck operations for compensation
  • A broker or truck company that makes the interstate transport of goods or passengers.

Who Does Not Require FMCSA Operating Authority(MC Number)

  • A private truck owner transporting his own cargo load.
  • If a truck owner/enterprise transports goods non-federally regulated commodities.
  • If a truck company operates in a federally-designated zone exempt from any inter-state authority.

What Is MC Number?

MC number is a Motor Carrier number that is provided under FMCSA Operating Authority Standard. Thus, It usually differs depending on the Operating Authority category.
So, if a truck company transports under different FMCSA Operating Authorities, it can have more than one mc number as per its compatibility with the OA category. Furthermore, Transport authorities who travel interstate commerce for passengers or federally regulated commodities enroll for the OA category to get the concerned MC number after the USDOT number.

What Is MX Number?

MX is a kind of prefix of Motor Carrier number which is also known as a docket number(for all MC/MX/FF numbers) provided to the transport authorities which are permanently based in Mexico. Therefore, Mexico motor carriers require to have an FMCSA-provided MX number to operate in USA regions. In addition, it is also provided to inter-state for hire or motor carriers.

What Is FF Number?

FF(Freight Forwarder) is an OA registration number provided to Freight Forwarders that take responsibility for issuing bills to licensed motor carriers for arranging the transporting of goods, loading to shippers & accounting for cargo damage/loss. Furthermore, the OP-1(FF) form is usually filled out to get registered under FMCSA. Freight Forwarders must enroll with FHWA(Federal Highway Administration) before getting FF Number from FMCSA.

So, from the above statements, we get to know about OA categories and their registration mode(MC, MX, FX) numbers which are all specified for interstate commerce business. Therefore, OA under FMCSA usually takes around 4 weeks process to get enrolled in Freight Forwarders, Interstate brokers & For-hire commercials. Both dot and mc number are usually required by maximum truck company owners. 

How Our Service Is Helpful For Transporting Agencies?

The transporting agency becomes eligible to have relevant Insurance to operate after getting successfully enrolled under OA registration, or during the process. Thus, the type of insurance usually depends on the type of MC/MX/FF that priorly depends on the type of OA you have. Therefore, you need to carry a relevant OA depending on what type of cargo you haul for interstate operations.

We provide our coverage support for all kinds of cargo-based tracking i.e

  • Flatbed Trucking
  • Dry Van Trucking
  • Refrigerated Trucking
  • Hazmat Trucking
  • Full Truck Load
  • Less Than Truck Load
  • Hazmat Trucking
  • Tanker Trucking
Along with providing support in different trucking services, we support compatible trucking insurance that relates to general liability, physical damage,non-trucking coverage, bobtail insurance, cargo insurance, primary auto liability, etc. Therefore, Our support for every compatible truck insurance remains on priority for the truckers or enterprises to reach out with the best option.

What Processes Involve To Enroll Under FMCSA Operating Authority Policy?

  • Truck Owners who register from the basic step(without DOT or other registration usually apply through URS(Unified Registration Number) as per FMCSA regulatory policy.
  • Applicants carrying USDOT numbers follow the FMCSA Legacy Registration System through the specified payments and application process updated in the FMCSA portal.
  • You can apply through a Form & move the proceedings through the mail, express mail & card payment options stated in FMCSA’s recent compliance policy.
It usually takes from 20-25 days to 45-60 days depending on the enrollment process mode & category.

Why Choose Us?

We are a broker agency that provides support in truck insurance options depending upon cost, coverage & policy term. We figure out the best option as your cargo demand needs and your truck Operating Authority requires you to fulfill the necessary criteria. Furthermore, we guide you in every possible way to not let you stuck with any instant support, multiple options, or better consultation. In addition, you get in-depth knowledge regarding your insurance needs and claim approval support. You may feel confused or go with the options provided by service providers during direct insurance purchase, but we filter out the choice which completely covers your personalized demands & overages. In short, you get a kind of customized policy that suits your budget & beneficial for long-term use.
commercial truck

Everything You Need To Know About FMCSA!

Everything You Need To Know About FMCSA!

When we learn about Department Of Transportation Agencies, FMCSA is the prominent agency we come around. There are many federal documents and regulations designed by FMCSA because deriving from the Motor Carrier Safety Improvement Act, of 1999. Therefore, FMCSA aims to run Commercial More Carrier vehicles safely.

What Goals Are Focused By FMCSA?

  • Smooth Regulation of Trucks & Buses on the Road avoiding fatalities, poor collisions, accidents & injuries. It enforces regulations on commercial carrier vehicles to maintain its goal.
  • Impose safety awareness for all trucking sources including high-risk carriers.
  • Engage with Federal, local, or state agencies for spreading safety measure efforts on roads to avoid accidents.
  • Enhance the productivity & maintenance of operating vehicles and running standards.

What Are The Main Functions Of FMCSA?

Commercial Driver’s Standards
FMCSA design & maintains standards for qualified drivers through testing & license process to regulate the smooth transportation system on roads.
Data and Analysis
It tracks & analyzes the past year’s records to make amendments to existing instructions. Thus, it helps to improve road safety & transportation system.
Regulate Compliance and Enforcement
It imposes regulations for restricted areas or highways for high-risk carriers to avoid any mishappening. At the same time, It also enforces compliance for cargo-based driving. 
Research and Technology
It works on improving the operating vehicles and introducing better technology with research for enhancing & well-maintaining transport commodities.
Safety Assistance
FMCSA provides financial support to improve inspection for road safety. The approach & measures for road safety & inspection also improve the transportation system.
Other Activities
It connects with multiple international organizations to improve their Motor Carrier practices. In short, it remains active in introducing more better ways in regular practice to make the transportation system dynamic as per globalization, road safety & transportation needs.

Who Are Supposed To Register With FMCSA?

If you search for DOT Number, MC Number, or other documents to fulfill DOT compliance. Or if your looking to engage with the truck company, you must also be aware of the FMCSA registration eligibility criteria. In addition, which truck operators are supposed to register under FMCSA.
Since not every truck or motor carrier needs to register with FMCSA.There are two factors on which it depends.

Truck Type-It depends on the Motor Carrier vehicle type which can be a tow truck,semi-truck, trailer truck, etc.

Transportation Type-It consists of the trucking category based on cargo goods. It can be Hazmat, Flatbed, Reefer, Dry-Van trucking, FTL, LTL, etc. 

Here are the other general factors on basis of which a Truck Type or cargo-based transportation becomes suitable for FMCSA registration.
  • Transport More Than 10,000 Ponds weight.
  • Operate Interstate commercial traveling
  • Runs DOT placard Hazmat trucking
  • Transportation of 8-14 passengers for commercial purposes.
  • Transportation of 15 passengers or more for non-commercial purposes.

FMCSA Compliance Enrollment Process

If a truck owner fulfills the eligibility for a Motor Carrier requirement, it undergoes with FMCSA auditing process. This process deals for initial 12 months. Therefore, a motor carrier first needs to own a DOT number to come under FMCSA compliance. Registering through the DOT number goes with the following steps.
  • It must carry EIN/SSN, Dun/Bradstreet number(if available), and Organisation officers’ titles.
  • Financial Responsibility enrolled with FMSCA(in case required)
  • Process Agent Filling (if required)
The overall registration moves with a letter issued through the DOT number. Starter in Motor Carrier moves with the further process with some specific instructions.

What Are Conditions For Having Operating Authority Under FMCSA?

Since all commercial vehicles driving on road do not require to have FMCSA operating authority in addition to DOT number. Here are a few conditions to have OA i.e the MC number issued by FMCSA.
  • Transporting Commercial Vehicles Interstate
  • Transporting Federally regulated transports Interstate(commercial purpose)
So a truck authority must carry FMCSA operating authority to avoid interruption or heavy fines while commercial interstate driving.

What Transporting Components Are Required Under FMCSA Compliance?

Driver Qualification/Eligibility
There are specific standards specified for qualified drivers to be eligible for commercial driving. These standards come under the CFR (Code of Federal Regulations)-Part 391.
  • List of active drivers with all details including-Name, DOB, Hired Date, Licence number & State.
  • Driver Hiring conditions include a fully completed DOT application, Driver’s previous record, and Driving, medical & drug test reports.
  • Driver’s DQ File including DOT application, MVR, COV (past 3 years record).
DOT Alcohol & Controlled Substance Testing
These tests deal with CDL drivers, alcohol testing programs, service hours, duty status, etc. In addition, it also includes a record of driver working regulations, vehicle lists, and individual vehicle details.
DOT Annual Inspections
These records deal with mandatory inspection records to be carried out by the DOT agencies. It demands desired records for every Test for CMV tested by trained & certified inspectors. Therefore, FMCSA compliance deals with inspected records which a carrier must have through the documents.
Hazmat Driving Standards
Haxmat driving standards are wide under FMCSA compliance which can be shipping hours, type of hazmat, amount of hazmat driving area, and many other associated documents. They are
  • Identification number under Hazardous Materials Table(HMT)
  • Shipping name & hazard class identified under HMT
  • Hazmat Driving material quantity.
  • Hazmat category Packages
  • Emergency report of every hazmat transportation.
Insurance Records
This is also a mandatory thing to have for a truck company. To keep the truck agency’s potential for compensation for any loss, injury, or damage at their fault, they must hold insurance, surety bonds, or written authorization as per FMCSA standards. Therefore, Financial assistance of a certain amount becomes necessary as of the transportation nature.
Accident Records
As per FMCSA standards, transportation regulations become more stable when accident records are maintained and worked on for improvement and recovery. Therefore, its compliance requires documents for all accident details data, name, place, or other components with the concerned documents.FMCSA compliance makes every component of the transportation system more advanced. The formal process involves components like driver eligibility, testing, regulating different transportation, etc. Strong inspection for documents, driver duties medical health, and drug testing goes on. In addition to vehicle inspection, insurance, finance potential, and other components by the secretary of Transportation criteria. Thus, All these methods create a rigid structure of the transportation system.

How do We Support The Truck Agencies Fulfilling DOT or FMCSA compliance?

Many truck organizations look for the most affordable commercial truck insurance plans. Since this is not just mandatory as per law or FMCSA compliance, but also for business purposes & engaging with better cargo companies. Therefore we support our policies in fulfilling mandatory and additional coverages. They are auto liability, non-trucking, cargo, bobtail, high-risk trucking, and so on. Therefore, A truck company can remain 100% satisfied with Insurance enrollment & claim support through our experienced agents. 


How To Choose The Best Commercial Truck Insurance In 2023?

How To Choose The Best Commercial Truck Insurance In 2023? 

Do you know choosing the best commercial truck insurance is an essential decision in your trucking business? You might be a truck driver or a business, or you have just started the business; having truck insurance is one of the best decisions in your life. Whenever you claim the insurance, you should have the trust that it will help you get the best reimbursements which not only reduces your liabilities but also lower the amount you have to spend during the season. It means you need to vet the company which will be providing the easiest and fastest insurance claims, and the agent will be available to make the whole process quick.

insurance trucking

How To Check Commercial Truck Engine Health After Fifty Thousand Kilometers?

How To Check Commercial Truck Engine Health After Fifty Thousand Kilometers?

When you drive a commercial truck, your engine might throb a little bit at the moment, but it’s not going to go out of commission. Engineers have designed commercial trucks to be driven out in severe weather or on poorly maintained roads and have well-tested and proven these vehicles to handle well in all types of conditions. So how do you check if your truck is getting ready for seclusion? Simple—just check for signs of wear and tear on the underside of the truck, the bottom corners, the front suspension components, and any other exposed parts that can become damaged or weak from long-term use. Check these areas before driving your rig completely! Read on for some important things you need to know about commercial truck engines and how to check if yours is in good shape.


What is the age of commercial truck engines?

If you’re driving a commercial truck, you should know that the engine that powers your rig is in its prime. It’s the one and only engine which will run for you for the rest of your life. Therefore, it’s important to evaluate the condition of your truck’s engine and make sure it’s in good shape. Often, this is due to the addition of more engines to the rims or tires. Some commercial truck engines are older than others, but they all need regular inspections to be in good shape. So, if you drive your truck regularly, you’re pretty much guaranteed to find signs of wear and tear. These include the motor running at a low rate of speed or even at a standstill. The brakes are malfunctioning or not working properly. The tires are over-inflated or under-inflated. The brakes are not yet fully stopping the truck, or the brakes aren’t working at all.

What does a commercial truck engine look like?

A commercial truck engine is made up of several interlinking blocks or cylinders. Each block has a number between 1 and 8, and each number represents a “domain” of health. The first six numbers represent the “fitness,” or how well the block works in that specific application. You’ll see two main types of commercial truck engines: 1). Ones that have been purpose-built to work in harsh conditions and 2). General-purpose engines can be used practically anywhere.

How do you check for commercial Truck engine wear and tear?

It’s important to inspect your truck’s engine to make sure it’s in good shape. The most common signs of wear and tear on a commercial truck engine are (1) a slow, steady decline in oil pressure, (2) a lack of air signature in the reduction gear, and (3) a bump in the road. Drive your engine for about a month before making any major changes to make sure it is in good shape. Check to see if the oil and transmission oil bits are clean and free of oil or if they are very dirty and ready to be drained. Put a finger or two inside the transmission to make sure it’s in good shape. Turn the engine off, and examine the other exposed parts to make sure they are in good shape as well.

Tips for checking commercial Truck engine health after fifty thousand kilometers

Keep in mind that your truck is going to go through a lot of miles, so it’s important to make sure you’re making the right choices with your maintenance. Check if your engine is running at a low rate of speed if it’s running at all, and make sure the brakes are working properly. Before you get behind the wheel of your truck, make sure the tires are good to go, the brakes are not yet fully stopping the truck, and the brakes are working. Then turn on the engine and put power into it. Lastly, check that the tires are not over-inflated. Finally, make sure the brakes are working properly. It’s also a good idea to check the oil level in the differential to make sure it’s not too low.

Final Words: Should You Check Your Truck’s Engine Before Driving It?

There are a few things to keep in mind before you get in the truck and start to drive it. As with any new or used vehicle, you want to make sure that all of the necessary components are in proper order and working properly. After all, you don’t want to hit a part or two that aren’t in good order. If you’re operating a commercial vehicle, you don’t want to forget about these rules and keep driving the truck when it’s not in good shape. The last thing you want to do is drive your truck off-road and end up with a broken or lost wheel or other attachments. So, make sure that you’re making the right choices with your maintenance and that your truck stays in top-notch shape.

Commercial Truck Insurance – What is and why do you need it for your truck?

Commercial Truck Insurance is one of the most needed insurances for your business. Therefore, whenever your truck is new or is giving problems then it is the best solution to get insurance for your truck. Yes, we know it can be very difficult to get one because it is very expensive and takes time. But, with Mayflower truck insurance you can quickly protect your truck engine. We can help you get the cheapest and most affordable insurances. 


Q1. What maintenance should be done at 50,000 miles?

Ans. Brake Pads, Engine Oil change, and filter change are a few things you need to do. 

Q2. How many kilometers before engine overhaul?

Ans. After 280000 miles.

Q3. Is 50000 Miles considered high mileage?

Ans. Yes, it is considered a high mileage if the truck is new and the running costs are less.

Q4. How many kilometers can an engine last?

Ans. It can last as much as 300000 miles if the truck is driven smoothly.

Q5. How do you maintain high mileage on an engine?

Ans. With scheduled maintenance, high-mileage gasoline, and regular care of the vehicle.

insurance trucking

What to Know About Commercial Farm Truck Insurance

What to Know About Commercial Farm Truck Insurance

When you think of farming, images of a large tractor and trailer plowing through the fields come to mind. However, the reality is that modern-day commercial farms are often faced with more difficult circumstances than their historical counterparts. They must contend with more stringent regulations, expensive equipment, and challenging terrain. Unfortunately, these factors have resulted in an insurance market for agricultural businesses that is expensive and inefficient. If you operate a farm, ranch, poultry operation, greenhouse business, or any other small-scale agriculture venture, then you need to get your commercial farm truck insurance immediately. Before you contact an insurance broker or agent, be sure to read on to learn everything you need to know about this important topic.

What to Know About Commercial Farm Truck Insurance


What is Commercial Farm Truck Insurance?

Most car, homeowners, and auto insurance policies cover properties, damages, and contents within a certain radius of the insured location. However, they do not cover the contents of a farm truck. That is unless you buy additional coverage for the truck itself. The purpose of commercial farm truck insurance is to protect your property and assets when you operate a commercial farm. It does not protect your people or the operation itself.

What Does Commercial Farm Truck Insurance Cover?

When you purchase farm truck insurance, you’ll likely be given three main coverage groups to choose from. The first is general liability. This group protects both you and other parties involved in the delivery of your goods. The second is a liability for damages to your goods. This coverage includes things like damage caused by defects in the goods or failure to deliver items as agreed. The final group is an assortment of extra covers that are intended to protect your business if something unexpected happens. For example, you might add medical payment coverage to protect you and your staff if a patient gets sick. Some policies also include a fourth coverage group that protects your business if something goes wrong with your equipment. This coverage is usually limited and short-term in nature.

4 Types of Farm Truck Insurance

There are many types of farm truck insurance, but here are the four most common:

Bodily injury coverage – This is the most important and covers the most ground. It protects you and anyone who is riding in or operating the truck. This coverage does not cover the damage caused by animals.

Property damage coverage – This coverage protects your assets, like machinery and buildings, when you’re not operating the truck. It does not cover the actual value of the assets but rather the cost of getting them back in working order if they are damaged.

Liability coverage – This protects you and other parties involved in the delivery of goods. It also covers the return of goods that you have agreed to deliver.

Visibility coverage – This protects your assets, like machinery and buildings, from public view. It only covers the items if they are visible from the location you currently operate from.

How to Buy Commercial Farm Truck Insurance?

The first and most important thing you must do is find a broker or agent that you trust. You can check out our list of recommended insurance brokers here. Next, you’ll want to research different types of farm truck insurance and create a budget. Here are some helpful tips: Keep in mind that the higher your deductible, the lower your premium.

You can expect to pay about the same amount for the most expensive type of insurance as you would for the cheapest. Don’t let price dictate your insurance options. You can always find cheaper deals on the internet or by calling your local broker. Shop around. You can save by comparing rates from different brokers and by visiting different dealers. Just make sure to ask about their customer service policies, as some may charge more for certain features than others.

The Importance of Farm Truck Insurance

Farm trucks are a key part of the agricultural industry. The combination of a large, heavy machine and a small, mobile workforce makes these types of vehicles hard to cover in an efficient manner. For example, if you own a poultry farm, then a tornado or severe weather event could threaten your operation.

In such an instance, you are faced with stray objects and serious structural damage to your barn or poultry house. Contrary to popular belief, it’s not necessary to be able to pay for expensive commercial truck coverage. You can get by with basic commercial accident and liability coverage for a fraction of the price.

Why do you need Commercial Farm Truck Insurance?

If you operate a farm, ranch, poultry operation, greenhouse business, or any other small-scale agriculture venture, then you need to get your commercial farm truck insurance immediately. Before you contact an insurance broker or agent, be sure to read on to learn everything you need to know about this important topic. When you think of farming, images of a large tractor and trailer plowing through the fields come to mind. However, the reality is that modern-day commercial farms are often faced with more difficult circumstances than their historical equivalents.

They must contend with more stringent regulations, expensive equipment, and challenging terrain. Unfortunately, these factors have resulted in an insurance market for agricultural businesses that is expensive and inefficient. If you operate a farm, ranch, poultry operation, greenhouse business, or any other small-scale agriculture venture, then you need to get your commercial farm truck insurance immediately. Before you contact an insurance broker or agent, be sure to read on to learn everything you need to know about this important topic.

Disadvantages of not buying Farm Truck Insurance

There are a few disadvantages to not buying commercial truck insurance. First, you’ll need to bear the cost of the insurance on your own. This can be expensive. The average cost of commercial truck insurance is about $2,200 per year. If something happened to your equipment, you could only get money for the actual cost of the item, or it could be excluded from the total. Finally, if you choose to buy commercial farm truck insurance, you’ll need to keep on top of any changes that may occur in the insurance sector. The industry is constantly changing and improving, so you’ll likely want to shop around for the best deal on occasion.


Thankfully, there are a number of factors that you can consider to make your insurance premiums more affordable, whether you choose to insure your farm trucks with Progressive or with another provider. With the right preparation and a comprehensive understanding of all available options, you can find the right policy to meet your needs.


Q1. What qualifies as a farm truck in PA?

Ans. It means your farm truck can only be used on farms.

Q2. Can you drive a farm truck without a license in PA?

Ans. CDL requirements do not apply to drivers of vehicles or combinations until the actual weight or weight rating of the vehicle or combination is greater than 26,000 pounds.

Q3. How long can you depreciate a farm truck?

Ans. From 3 to 25 years, it can depreciate a lot.

Q4. What does truck farming mean?

Ans. Truck farming means that the truck which is used in the farms.

Q5. Do farm vehicles need to be taxed?

Ans. It cannot be taxed because it is not registered on SORN.

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Through What Reason Investing In Dump Truck Insurance Can Be Good

Through What Reason Investing In Dump Truck Insurance Can Be Good

A dump truck is one of the most used trucks, and they come in many sizes, from standard sizes to huge sizes. It is also called a tipper truck and is used to carry sand, demolition wastes, or gravel from one place to another. Dump truck insurance is something that everyone should have as it reduces the expenses in one’s pocket. The truck usually has an open box like a bed and is attached to the truck from the front with hydraulic rams in the middle to lift the truck’s trailer and dump the materials wherever required. They are mostly used at coal mines where the waste is huge and must be transported from one place to another.

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Why Truckers Need Cargo Insurance?

Why Truckers Need Cargo Insurance?

We always need commercial truckers to have general liability insurance before they drive the truck. The law requires that they need insurance to be cared for if an accident happens. This liability insurance provides essential protection to the truck. You must have known that the cargo can be destroyed/ stolen in many ways, which is why you must have cargo insurance in Indiana for your trucks. Per the FMCSA, one must have insurance to help one get their truck running on the roads. There should be minimum insurance so that some losses can be covered if a mishap happens.

Why Truckers Need Cargo Insurance?

What Is Trucking Cargo Insurance In USA?

This insurance is the insurance that is needed for the protection of heavy and expensive cargo which is carried by your trucks. It can be carried by trucks in all weather, especially in cold weather when the roads become very dangerous due to slippery surfaces. We have seen that insurance provides protection during times of fire, wind, hail, and theft, and it may cause the cargo to be destroyed during the time of the collision. As per the federal government, the insurance should be maximum to be around $5000, but it depends upon the cargo you are taking in the truck. It is seen that there are many truckers and companies, and agents who buy insurance of $100000 to secure the cargo of the trucks while they make their way all over the states in the USA.

Types of Cargo Insurance Policies

There are not many types of truck insurance, and we will discuss them in detail to get you an idea about each. There are mainly three kinds of insurance that can be done by an insurance company:

  • Open Cover Trucking Cargo Insurance – It will cover all the insurance cases listed in the policy and leave behind the ones that come in the exceptions. Open insurance is good for large to medium businesses that ship goods and products frequently. If you are shipping multiple shipments to and fro, then it is needed to have open-cover insurance. It is always affordable and cost-effective to cover large volumes as per the load they take every day.
  • Contingency Trucking Cargo Insurance – This type of insurance is carried out by the client rather than the seller, and it is done to take place when all other insurances are not working as they intend to. In this case, the insurer tries to give it to the beneficiary in an attempt to get back from the seller. It takes care of the loss, which could happen if things do not go as they should have been. Our agents understand this insurance coverage and are ready to give you the best of that whenever the need arises.
  • Specialized Cargo Insurance – It covers a certain batch of cargo with the trucker, which needs special care and insurance. For example, a client is carrying freshly caught fish from one place to another. Then the client gives specific instructions under which, if they are ignored, the insurance company will pay for the loss of the shipment.

Every client has different needs which need to be followed while you transfer the shipment with that trucker or the company. 

Why Do You Need Cargo Insurance In Trucking?

This insurance is needed for your business because of the following reasons:

  • It is the law that has been created by the Federal government which is needed to be followed
  • Accidents can happen anytime, and that is why before they happen, it is good to keep a hand in the insurance such that it can help you take the expenses from your hands
  • It protects the property of the client when they are getting transported by the trucks
  • It gives protection to the truck from physical damage as, with time, most things get destroyed with time, and thus it is needed to have this insurance
  • One should always have bobtail insurance such that when the trucks are not carrying the cargo, they are protected

Now let us discuss what it will exclude when the cargo is being transported, and something like this happens because then the insurance company will not be liable to pay to the beneficiary:

  • If the personal items of the drivers are lost/ stolen/ destroyed.
  • If there is a loss of the shipping containers like they get destroyed or something happens like regular wear and tear.
  • If the cargo is explosive or it is a radioactive material, then the insurance won’t cover the expenses; that is why the government does most of the transportation of these types of cargo.
  • If art or jewelry is being transported and they are prone to thefts which makes them very much liable to be stolen on the way, and that is why personal guards are hired to protect the goods while they are being transported.
  • Money or money paper is being transported, and that is when you need to take care of the transportation because, like jewelry, they are highly contagious and can be stolen on their way to the banks. It is one of these reasons when they are transported; the information is needed to know only..
  • Live animals are getting transported, so it is good that they should be transported in the best conditions because the insurance companies do not give insurance protection to them.
  • If the goods getting transported are illegal, like contraband, medicines then it is something that the client needs to take care of and not the insurance company, or the truckers are liable to pay if they are lost or destroyed on the way.
  • Imagine some of your cargo is kept for over 3 days waiting to be picked up by you, and in the process, the cargo or the goods are lost to the weather or any other calamity. Then, the insurance company or the trucker will not be liable to pay for any of the damage which has happened to the cargo.

Thus, it only pressurizes that truckers need cargo insurance in Indiana as they can help when you do not have the money or the funds, and they pay for almost most situations. For this insurance, you can contact mayflower Insurance Services by filling out this form.


Q1. What are the best motor truck cargo insurance companies?

Ans. There are many companies, but if you need the ones which are good for you, you can contact us and get the best insurance solutions.

Q2. What does motor truck cargo insurance cover?

Ans. Motor truck cargo insurance covers everything except the situations which are exceptions.

Q3.  How do I get cargo insurance for a short-term box truck rental?

Ans. You can get them directly, but you can contact Mayflower Insurance company to get the most affordable policies.

Q4. Is it possible for U-Haul to rent cargo trucks with no insurance coverage in accidents?

Ans. It depends upon the type of insurance services you have opted for.

Q5. What kind of insurance do I need as an owner-operator trucker?

Ans. You need to have general liability insurance, at least as it is my federal law.