What Does Commercial Farm Truck Insurance Cover?

When you purchase farm truck insurance, you’ll likely be given three main coverage groups to choose from.

The first is general liability. This group protects both you and other parties involved in the delivery of your goods.

The second is a liability for damages to your goods. This coverage includes things like damage caused by defects in the goods or failure to deliver items as agreed.

The final group is an assortment of extra covers that are intended to protect your business if something unexpected happens.

For example, you might add medical payment coverage to protect you and your staff if a patient gets sick.

Some policies also include a fourth coverage group that protects your business if something goes wrong with your equipment.

This coverage is usually limited and short-term in nature.