Motor Truck Insurance is one of the most term topics getting searched all over the internet. From small semi trucks to longer trucks, everyone needs truck insurance for their businesses. It is known that many people do not look at the terms and conditions of the truck insurance policy before buying it, but this is one of the most crucial things one needs to do because, in the latter end, one should not be able to grasp the mind around the terms and policies when the unexpected knocks your door. Let us first understand the different types of trucking insurance.
This insurance covers the medical and repair expenses for the other party with whom the accident has happened. The inflicted party can claim from this policy as per the amount you have fixed with the insurance company at the time of buying them. This is a must by the state itself because without it; the trucking business cannot be made legal as per the law.
This type of insurance covers all the other types of injuries which happen in your own business with your staff and truck driver, like loading accidents, unloading accidents, off-road accidents, mishappenings in the loading dock, slip-ups, and everything else which you can think of.
This is the type of insurance in which the insurance company covers your trucks when they are running off working hours. It is seen when there is a workload to reach the location on the designated time, and yet, there is a delay, so to cover that time, the truckers are forced to work overtime.
This insurance is the type when there is damage to your truck, and this is caused by thefts, vandalism, accidents, and many more. If you realize the truck is not working properly, and you have a good amount of insurance against it, you can also get a new truck in its place if you haven’t claimed or used any insurance money before this time.
This insurance covers the cargo and the good which your trucks are transporting from one place to another. The cargo can be lost or destroyed during transportation, so to protect it from such areas, the driver should also be careful and not leave the truck unattended.
As you know, it is difficult to find the cheapest policies. You can contact Mayflower Insurance Services to get the cheapest rates if you are looking for the best-tailored commercial truck insurance. With almost 20 years of experience selling insurance services, we have been the market leader in getting you the best of everything you need in one place. You can read a number of factors that decide the premiums you need to give to the companies:
You must be wondering how costly it is to get the truck insured with Motor Truck Insurance, but what if we can help you cut down the list with these few options which you can follow and get the lowest rates:
The insurance premiums are less because they are new.
Once you have the quotes and have followed the above steps, you can check our rates for the policies. What if we can reduce the cost further for you because we can get you the policies which are as per your requirements? Certain services you will never need have been added to the list; what if we can get you exactly what you want and reduce the cost?
Mayflower Insurance Services were started by Mr. Ashok Vaja, who has always dreamt of providing the best services one needs for trucking insurance. We do not sell Motor Truck Insurance. We provide the customer with a clear picture. We are independent agents in over 20 states which can help you get the best insurance. We are in Arizona, Indiana, Ohio, Illinois, Michigan, Tennessee, Kentucky, Missouri, New Jersey, South Carolina, North Carolina, Georgia, Alabama, Florida, Pennsylvania, Texas, and coming soon.
Q1. What do you mean by Motor Truck Insurance?
Ans. Motor Truck insurance is the safeguarding of your trucks from unexpected calamities.
Q2. What do you need to buy Motor Truck Insurance for old trucks?
Ans. For old trucks you should always have truck insurance because you do not know when they will break down.
Q3. What is covered in Motor Truck Insurance?
Ans. It depends upon your policy and the company which is providing you the truck insurance.
Q4. How can you claim ?
Ans. Every company has their agents and their own policies and SOPs, but you need to inform your company after the mishap.
Q5. How can you pay for Motor Truck Insurance?
Ans. You can pay online on the company’s website or through your agent. Always ask for the receipt.